Condo

Condo Insurance

CT condo insurance quote

There’s a condo community for every taste — whether you prefer a downtown high-rise, a loft-style condo conversion or a small complex in a serene setting. Condos often feature amenities like swimming pools or security patrols. And there’s a good chance your homeowners association takes care of gardening and exterior maintenance. It all adds up to a lifestyle you enjoy.

But your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect.

Condo insurance may help with risks like:

Fire Damages Your Condo

Risk:

While you’re at work, a fire in your utility room spreads to several rooms before it’s contained. Firefighters blame the blaze on lint that accumulated near your dryer’s heating element.

Coverage:

Your condo property insurance coverage can help when damage to your interior — such as built—in appliances and flooring — isn’t covered by your association’s insurance policy.

You Must Move Out During Repairs

Risk:

You can’t live in your condominium while fire damage is repaired — the contractor says the project may take several months.

Coverage:

Coverage for additional living expenses can help with the costs of temporary relocation when a covered event makes your condo uninhabitable.

A Guest is Suing You

Risk:

You’re enjoying an al fresco dinner party when part of your balcony collapses — injuries aren’t severe, but one guest plans to sue.

Coverage:

Liability coverage can help you protect your assets against lawsuits that result from accidents that take place on your property.

Your Visitor is Injured

Risk:

You didn’t get to a loose tile you’ve been meaning to fix before your visitor trips on it and breaks her arm.

Coverage:

Medical payments coverage can help with expenses when a visitor is injured at your residence.

Other risks

Condo insurance may also help with:

Your Luggage Goes Missing

Risk:

You can’t find your suitcase at the baggage carousel after a long overseas flight. Airline employees determine it was stolen.

Coverage:

Farmers can help if your personal property is stolen — anywhere in the world — up to your condo policy’s limit.

Your Household Employee Steals From You

Risk:

While you’re on a vacation, your housekeeper steals your jewelry — and makes it look like an outside job.

Coverage:

Coverage for jewelry and watches are standard with your condo insurance policy: up to $1,000 per item, and up to $5,000 for all items lost in that event.

Maximize value with multiline discounts

You’ll get the most value from Farmers coverage with discounts when you buy multiple policies — be sure your condo insurance quote includes quotes for auto, umbrella and life coverage.

Farmers can also help you plan your financial future with Farmers Financial Solutions.

Farmers works to build strong customer relationships

Farmers has spent almost 90 years putting customers first. Are you shopping for coverage, or do you have a question about your condo policy? Maybe you’re ready for a condo insurance quote. Whatever your insurance needs, Farmers agents are ready to deliver personalized service and support.

You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

To learn more about what Farmers can do for you, call an agent today.

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Get a Free Quote

Thank you for your interest; please feel free to submit a quote request. If you have a question, feel free to ask! Please get in touch with us using the form below or e-mail or call us with any questions you might have.We look forward to working with you.

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Our Team

Mike Urgo
A Rhode Island native and now a Connecticut resident, Mike Urgo is a highly qualified insurance agent with years of experience. He possesses a diverse background professionally and personally.
Lynn Belanger
Lynn is currently helping manage the operations of the office and is fully licensed in Connecticut Property and Casualty Insurance.
Hannah Smith
Hannah is fully licensed in property and casualty insurance and is happy to run quotes, book policies, or answer any questions one might have.

Meet our Clients

Don't just listen to us; hear what a few of our customers had to say about their experience with Farmers.

"Exceptional customer service.  Called me back the next day with a quote.  Staff and Mike Urgo are kind, professional and ask the right questions to help clients save money while still protecting your home and vehicle with excellent insurance coverage.  Highly recommended."

Kara Crismale - ⭐⭐⭐⭐⭐
Attorney | Faulkner & Graves, PC

“Mike Urgo and the staff with Urgo Agency are amazing. Not only do they spend a lot of time giving back to our community, they are completely about educating us as consumers. He is honest (for example if the existing policy you have is good, he’ll tell you), educated in the insurance field and caring towards your family needs.   Thank you for a great experience!”

Owner | Shake It Up, LLC

"This has been the best insurance experience we have ever had. You call the office and you get an actual person who knows who you are and actually cares about your problem and helps you right away. No more long wait times and press 1 for service. I can not recommend them enough."

"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"

"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"

"Mike was unbelievable! He was extremely friendly, quick and very knowledgeable. He saved me $700 a year! I would highly recommend Mike Urgo for your insurance needs!"

"Mike and his team are consummate professionals with an honest and consultative approach. Would highly recommend him for any of your insurance needs."

"Trustworthy agent who really cares about his business."