Business

Life

Best life insurance companies in CT

As small business owners themselves, Farmers agents understand that you have needs. They can introduce you to  a variety of life insurance options as you make a decision about the coverage you want.

Here are some typical risks — and options that can help you manage them:

Risk:

You find an ideal candidate for your open CFO position — but she accepts an offer with a more attractive compensation package from a competitor.  

Coverage:

Executive bonus plans that include life insurance or annuities can help you create compelling job offers for top talent.

Risk:

The manager who oversees your company’s day-to-day operations is unable to work as a result of a covered event.

Coverage:

Key person insurance can help if a business partner or top employee dies or becomes disabled — the policy’s benefit or cash value can be used for candidate searches, training expenses and lost income.

Risk:

You know your family would be burdened by business debt if you passed away before completing ambitious expansion plans that rely on large loans.

Coverage:

Life insurance proceeds can help liquidate outstanding business debt and help protect your family’s personal assets.

Risk:

When your business partner dies unexpectedly, her husband wants to sell their portion of the business.

Coverage:

A funded buy-sell agreement can help with a smooth settlement between the owners of a company and their heirs.

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Gavel on its stand

Crime

Covers theft against money and security committed by employees or others.
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3 Workers talking

Workers’ Compensation

Insurance that covers employees recovery period who have been injured on the job.
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Coffee Shop

Liability

Covers risks associated with injuries to customers all the way to wrongful termination.
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Fire Extinguisher on wall

Loss Control

A service that helps your business increase safety and efficiency measures.
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Blue Car

Auto

Covers the cost of damaged commercial vehicles you own, rent or lease for your business.
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Storefront

Umbrella

Additional liability coverage you might need.
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Local Shop Front

Property Insurance

Coverage for risks of the business building, property, and income.
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Get a Free Quote

Thank you for your interest; please feel free to submit a quote request. If you have a question, feel free to ask! Please get in touch with us using the form below or e-mail or call us with any questions you might have.We look forward to working with you.

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Our Team

Mike Urgo
A Rhode Island native and now a Connecticut resident, Mike Urgo is a highly qualified insurance agent with years of experience. He possesses a diverse background professionally and personally.
Lynn Belanger
Lynn is currently helping manage the operations of the office and is fully licensed in Connecticut Property and Casualty Insurance.
Hannah Smith
Hannah is fully licensed in property and casualty insurance and is happy to run quotes, book policies, or answer any questions one might have.

Meet our Clients

Don't just listen to us; hear what a few of our customers had to say about their experience with Farmers.

"Exceptional customer service.  Called me back the next day with a quote.  Staff and Mike Urgo are kind, professional and ask the right questions to help clients save money while still protecting your home and vehicle with excellent insurance coverage.  Highly recommended."

Kara Crismale - ⭐⭐⭐⭐⭐
Attorney | Faulkner & Graves, PC

“Mike Urgo and the staff with Urgo Agency are amazing. Not only do they spend a lot of time giving back to our community, they are completely about educating us as consumers. He is honest (for example if the existing policy you have is good, he’ll tell you), educated in the insurance field and caring towards your family needs.   Thank you for a great experience!”

Owner | Shake It Up, LLC

"This has been the best insurance experience we have ever had. You call the office and you get an actual person who knows who you are and actually cares about your problem and helps you right away. No more long wait times and press 1 for service. I can not recommend them enough."

"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"

"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"

"Mike was unbelievable! He was extremely friendly, quick and very knowledgeable. He saved me $700 a year! I would highly recommend Mike Urgo for your insurance needs!"

"Mike and his team are consummate professionals with an honest and consultative approach. Would highly recommend him for any of your insurance needs."

"Trustworthy agent who really cares about his business."