Loss of use reimburses the Insured for a flat sum to help with expenses for each qualified disablement on a covered vehicle. That means a loss that is covered by the comprehensive or collision coverage on the policy in question. Those coverages however must exceed your deductible amount, and in the event of a loss, the payment will be the maximum limit. There are two coverage options for Loss of Use: $25 a day for a maximum of $500 for expenses: $50 a day for a max of $1000 for extra expenses.
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Towing and Roadside Service
Covers costs of towing, also providing 24/7 roadside assistance for disabled vehicles.
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Full Windshield and Glass Coverage
This coverage offers a $0 deductible on glass repair, paying nothing out of pocket.
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Personal Injury Protection
Helps you cover cost of medical rehabilitation no matter who’s at fault.
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Medical Payments
Covers medical costs for passengers who have been injured in an accident, no matter who is at fault.
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New Car Replacement Coverage
This coverage covers the cost to replace the same make and model of your damaged car.
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Accident Forgiveness
Coverage for this keeps your premium from going up. In addition, Farmers forgives one at-fault accid
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New Car Replacement
This coverage option gives you an agreed-upon sum for a car that is a total loss.
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Thank you for your interest; please feel free to submit a quote request. If you have a question, feel free to ask! Please get in touch with us using the form below or e-mail or call us with any questions you might have.We look forward to working with you.
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Our Team
Mike Urgo
A Rhode Island native and now a Connecticut resident, Mike Urgo is a highly qualified insurance agent with years of experience. He possesses a diverse background professionally and personally.
Lynn Belanger
Lynn is currently helping manage the operations of the office and is fully licensed in Connecticut Property and Casualty Insurance.
Kristin Wenzloff
Kristin Wenzloff is a 6-year veteran of Farmers Insurance. Kristin is very familiar with all of our central Connecticut customers and is happy to help all of our clientele at any time.
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