New car replacement insurance gives you money for a brand new car of the same make and model (minus your deductible) instead of the depreciated value of your totaled car if your vehicle gets totaled.
For example, let’s say you purchased a new car for $40,000 and bought new car replacement insurance. After several months, the value of the car has depreciated to $36,000 and you get into an accident, totaling the car. With new car replacement insurance, your insurance company would reimburse you for a new model of the same vehicle, not just $36,000.
Loss Of Use
Towing and Roadside Service
New Car Replacement
Full Windshield and Glass Coverage
Personal Injury Protection
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"Exceptional customer service. Called me back the next day with a quote. Staff and Mike Urgo are kind, professional and ask the right questions to help clients save money while still protecting your home and vehicle with excellent insurance coverage. Highly recommended."
“Mike Urgo and the staff with Urgo Agency are amazing. Not only do they spend a lot of time giving back to our community, they are completely about educating us as consumers. He is honest (for example if the existing policy you have is good, he’ll tell you), educated in the insurance field and caring towards your family needs. Thank you for a great experience!”
"This has been the best insurance experience we have ever had. You call the office and you get an actual person who knows who you are and actually cares about your problem and helps you right away. No more long wait times and press 1 for service. I can not recommend them enough."
"Mike and his team at the Urgo Agency/Farmers Insurance are great! Very knowledgeable, very nice, and easy to work with. It's not just about the insurance rates but more importantly the education on what coverage you need (for your home, boat, car, etc). Highly recommend giving Mike a call!"
"Mike was unbelievable! He was extremely friendly, quick and very knowledgeable. He saved me $700 a year! I would highly recommend Mike Urgo for your insurance needs!"
"Mike and his team are consummate professionals with an honest and consultative approach. Would highly recommend him for any of your insurance needs."
"Trustworthy agent who really cares about his business."