New car replacement insurance gives you money for a brand new car of the same make and model (minus your deductible) instead of the depreciated value of your totaled car if your vehicle gets totaled.
For example, let’s say you purchased a new car for $40,000 and bought new car replacement insurance. After several months, the value of the car has depreciated to $36,000 and you get into an accident, totaling the car. With new car replacement insurance, your insurance company would reimburse you for a new model of the same vehicle, not just $36,000.
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Personal Injury Protection
Helps you cover cost of medical rehabilitation no matter who’s at fault.
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New Car Replacement
This coverage option gives you an agreed-upon sum for a car that is a total loss.
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Medical Payments
Covers medical costs for passengers who have been injured in an accident, no matter who is at fault.
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Towing and Roadside Service
Covers costs of towing, also providing 24/7 roadside assistance for disabled vehicles.
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Full Windshield and Glass Coverage
This coverage offers a $0 deductible on glass repair, paying nothing out of pocket.
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Accident Forgiveness
Coverage for this keeps your premium from going up. In addition, Farmers forgives one at-fault accid
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Loss Of Use
A flat sum given to cover the cost of transportation while your car is being repaired. It can be use
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Our Team
Mike Urgo
A Rhode Island native and now a Connecticut resident, Mike Urgo is a highly qualified insurance agent with years of experience. He possesses a diverse background professionally and personally.
Lynn Belanger
Lynn is currently helping manage the operations of the office and is fully licensed in Connecticut Property and Casualty Insurance.
Kristin Wenzloff
Kristin Wenzloff is a 6-year veteran of Farmers Insurance. Kristin is very familiar with all of our central Connecticut customers and is happy to help all of our clientele at any time.
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